NFC and payment

NFC and payment

Is there any relation between NFC and payment?

NFC, Near field communication is a new technology. Devices using NFC Technology (such as mobile phones) can exchange data in the case of close proximity to each other. It is evolved from the integration of non-contact radio frequency identification (RFID) and interconnect Interoperability Technology, by integrating an inductive reader on a single chip. The function of inductive card and point-to-point communication is to realize the application of mobile payment, electronic ticketing, access control, mobile identity recognition and anti-counterfeiting using mobile terminals.

The technical principle of near field communication is very simple. It can exchange data through active and passive two modes. In passive mode, the device for initiating near field communication, also known as the initiating device (main device), provides the RF field (RF-field) throughout the communication process. It can choose 106 Kbps, 212 Kbps or 424 Kbps to transmit data to another device at one speed. Another device, known as the target device (from the device), does not have to produce a radio frequency field, but uses the load modulation technology to return the data to the initiating device at the same speed. In active mode, initiating devices and target devices generate their own RF fields for communication.
So, how do we use near – field communications? In fact, from the characteristics of the technology, we can easily conclude that the transmission distance of near field communication is very short, and the connection speed is fast. Therefore, the near field communication technology is usually built in the device as a chip, or integrated in the SIM card or microSD card of the mobile phone. When the device is applied, a connection can be built through a simple touch. For example, in applications such as door control or ticket checking, the user only needs to close a reader with a ticket or access code to a reader; in an application such as a mobile payment, the user enters a password to confirm a transaction, or accepts a transaction, and allows the user to support two units in the data transmission. The device of the field communication is close, and the connection can be established for downloading music, exchanging images or synchronizing processing records.

Near field wireless communication is the mainstream technology of near field payment. It is a short distance high frequency wireless communication technology, which allows electronic devices to exchange data between non contact point to point data transmission. The technology is evolved from RFID radio frequency identification and is compatible with RFID technology. It was first pushed by PHILPS, NOKIA and SONY, mainly used in handset and other handset devices.

So when NFC and payment combined, it can provide a lot of convenience and safety for our life. This is also the reason why the global NFC payment is developing vigorously. STARNFC is one of best NFC supplier in the world. we can provide many NFC production and solution.Our NFC products have been approved by IC certification and ISO9001:2008 certification. More information and product please visit official website: WWW.STARNFC.COM

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